There’s no place like your home.


It’s important to us to find the mortgage loan option that works for you.


We're Here To Help

Wherever you are in your mortgage journey, we are here with you every step of the way – from pre-qualification all the way to closing.

I’m ready to apply or
be pre-qualified

If you are ready, this process will only take a few minutes. Let's get started!
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I want to know
how it works

Learn a little more about what you can expect during your CSB mortgage application.
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I want to learn more
about mortgage options

You may still be curious and need a little more.
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How the CSB Mortgage Process Works

Learn a little more about what you can expect.




Based upon your loan decision.


Based upon your loan decision.


Your loan application will be submitted by your Mortgage Loan Officer and you will also get an email request for your consent to receive disclosures electronically. You will have the option to lock in your interest rate at this time as well.

You will be introduced to your Loan Analyst who will work with you to collect:

  • The loan disclosures that are required to be signed
  • A Loan Administration Fee
  • Any applicable documents (i.e. tax returns, pay stubs, etc.)

An appraiser will contact you or your realtor to coordinate an appraisal of your property.

Depending upon the review of your loan and our loan decision, your Loan Analyst will contact you with your Conditional Loan Approval and may ask you for some additional documentation in order to receive a Loan Commitment.

Once your appraisal has been reviewed and accepted, we will provide you with a Loan Commitment that will include any final documentation requirements. At this point, you will also receive your initial Closing Disclosure.

Once we have all of your final documentation and your loan is clear to close, our loan closing attorney will contact you to schedule your closing and to confirm all fees.

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It’s All About


Buying a home is a really big deal, our team of mortgage loan officers make it their business to be with customers every step of the way.

1Annual Percentage Rate (“APR”) and Interest Rate (“Rate”) are effective December 4, 2020 and are subject to change without notice. The APR and Rate are calculated using a loan amount of $510,401 for a term of 30 years or 360 months and a down payment of 20%. Payments are $4.15 per $1,000 borrowed. Payment does not include taxes and insurance, your payment may be greater. Complete application required, with approval subject to meeting underwriting qualifications. Available on owner occupied, 1-4 unit (condominiums must meet CSB’s condo guidelines), purchase transactions with a maximum loan amount of $2,000,000 for up to 60 days lock period. Fees and closing costs may apply. This rate and APR are not available for programs offering discounted rates or closing costs. Please inquire.