1Annual Percentage Rate (“APR”) and Interest Rate (“Rate”) are effective December 16, 2019 and are subject to change without notice. The APR and Rate are calculated using a loan amount of $510,401 for a term of 30 years or 360 months and a down payment of 20%. Payments are $4.56 per $1,000 borrowed. Payment does not include taxes and insurance, your payment may be greater. Complete application required, with approval subject to meeting underwriting qualifications. Available on owner occupied, 1-4 unit (condominiums must meet CSB’s condo guidelines), purchase transactions with a maximum loan amount of $2,000,000 for up to 60 days lock period. Fees and closing costs may apply. This rate and APR are not available for programs offering discounted rates or closing costs. Please inquire.